What money mindset you have matters. A poor money mindset leads to having a poor relationship with money and thereby constantly remaining in lack of money.
Whereas having a positive money mindset will help you make space for abundance and prosperity in life.
Most of us don’t even realize how poor our money mindset is, and that is why can never get wealthy but keep living paycheck to paycheck.
If you have been unaware all this while, there are ways to start creating a positive money mindset and change your relationship with money.
Once you develop a positive money mindset it is guaranteed that you will remove your blockages of money flowing into your life so you start attracting money and go from scarcity to abundance.
But before we know how we can develop a positive money mindset, let us understand about money mindset first.
What is a money mindset?
A money mindset is a belief you have regarding money. The thoughts you have regarding money in general and regarding your money situation are your money mindset.
Having fear, doubt, insecurity, and thinking ill about money is a negative or scarcity money mindset.
At the same time, feelings of happiness, joy, abundance, and viewing money in a positive light are all examples of a positive money mindset.
Depending upon your thoughts towards money, you attract money or drive away money from your life.
It is totally in your hands which one you want to bring forth.
From where does this money mindset come?
Most of the thinking about money is inherited from society and mostly from our parents.
Look at these mindsets we inherited from our parents and society….which we hear often and use in our day-to-day lives.
- I am always in a crisis of money.
- It’s better to have less money
- Money creates tension
- Rich people are bad
- Money can’t buy happiness
- Money is the reason for all problems
- I am always in shortage of money at the end of the month
- Money separates people
5 years ago I used to always be in a crisis of money. Despite working hard, by the 15th of every month I used to have zero bank balance and would ask for financial help from my friends.
But when I look back now, I also used to have a very negative money mindset and used to run my life having a scarcity mindset.
It is only by continuously training myself to speak positively about money and being more aware of my thoughts and speech about money that my relationship with money started to change.
Here in this post, I share 10 ways we can change and develop a positive money mindset that helps in attracting money into our lives.
How to develop a positive money mindset
These are the 10 most effective ways to change your scarcity money mindset to an abundance money mindset.
1. Know your worth
Know that you are an important person.
You are sent to this world to be happy and you have the potential to create that happiness in whatever situation you are in right now or what you are doing right now.
All the forms of abundance are present here. You can have them because you are worthy of all of them. There is no lack of anything in the universe and abundance is our birthright.
I worked for a very low salary. To cover my expenses I gave tuition and I had to work very hard.
What I did which changed my circumstances was that I worked with total sincerity.
I knew my worth as a teacher and what I could give to my students, so I became a worthy teacher for my students.
I gave my best to my students. I not only taught from the books but always tried to make them understand their worth being a student, a capable child of their parents.
I always made them realize they are worthy.
Now I no longer teach, and no longer give tuition, but enjoy my life fullest.
In my free time, I write for my blog. Even at the age of 50, I started my blog because I knew my worth. I wish to share them with the world.
2. Have positive thoughts about money
Be aware of your thoughts, and be mindful. Watch your thoughts about your finances. No matter how little money you have right now, feel happy for them.
Talk about the positive things about money and what it is doing for you.
I always talked about the good things about money even when I was in crisis and I still do.
The little salary was giving me an identity as a teacher and I could educate so many children.
With my tuition money, I could fulfil the small desires of me and my daughter and I truly believe that it is what has now led me to fulfil even greater desires.
Money is one of the best things to have in life. We are on this planet to be happy and to add happiness to our life, money is a wonderful aid.
You can see the beautiful creations of the world by travelling to different wonderful places if you have money.
Your positive thoughts will bring more positive circumstances in your life. Believe in yourself. You are worthy of dreaming big and enjoying abundance.
3. Do not complain
Positive thoughts will bring more positive circumstances, likewise complaining brings more circumstances for complaints in your life.
Stop the habit of complaining. I have seen people complaining about every little thing and they have more to complain about every day, every moment.
If you complain about money, it will never stay with you and you will always be in crisis no matter how much you earn.
The money will find its way to go away from your hands.
Stop complaining not only about money but about anything. Complaining blocks the positive energy entering your life because complaining is a negative energy.
Stop complaining about the traffic, the weather, the problem you faces, your kids, your spouse, and about anything.
Practice non-complaint day from today itself and you will see the difference.
4. Talk about abundance
Talk about the abundance of money, not about the lack of money. Talk about the abundance there will be more abundance in your way.
If you are less in finance now then you can still talk about the abundance of things around you. Beautiful nature is offering so much in abundance, flowers, plants, animals, stars, air, water, mountains, etc.
Talk about them. The abundance of wealth is also in nature, it will find its way to you on its own. Just open your mind and space to let in.
Talk about the food you are eating, the bed you are sleeping in, the house you are staying in, and your family, some people on this planet are not fortunate to have them.
5. Educate yourself
The most effective way to keep you in the abundance of money mindset or any other abundance is to read books.
A good book helps you realize your potential. In my journey of self-improvement and progress, books played a very vital role.
I took refuge to book in every situation. I am a single mother and living alone, but not a single moment do I feel lonely. Books are my best companions.
Here are some good books which helped empower me and changed my life completely. They not only changed my financial condition but also changed me into a better version of myself.
I suggest you read “The Magic” by Rhoda Byrne and follow the advice given in the book sincerely.
I recently completed this book for the third time. When I was reading I realized that because I am following so many things book content I am enjoying the abundance of all the forms right now.
Must-read books,
- The Secret by Rhonda Byrne,
- The Magic by Rhonda Byrne.
- The Power of Subconscious Mind by Joseph Murphy,
- The Richest Man in Babylon by George Samuel Clason,
- Think and Grow Rich by Napoleon Hill.
6. Start Writing A journal
Writing in a journal is the best habit I cultivated in the 6 years of my journey of self-improvement and manifestation and it is what helped me to start my blog.
My daily habit of writing in a journal helped me understand my true self.
If you do not have an idea how to start you start writing about the things you are grateful for during the day.
You can write early morning or before going to bed, whichever way you feel comfortable, but start writing.
I had my habit of writing in my school days, we used to call it a diary now everyone calls it a name journal. I always used to start from New Year’s Day but never completed it.
Whenever I used to feel sad or wish to express something I used to write them in my diary.
I continued making a diary but never wrote till the end of the year.
Even when I got married, I had this habit of making a diary but from the middle of the month, my diary used to be the account book for my household expenses.
It is only in 6/7 years I am sincerely writing from the start of the year to the end of the year and it is so rewarding.
I started by writing only the good things of the day because I wanted to cultivate positive thoughts in my mind.
I skipped all the negative things that happened in the day. I always write gratitude for every little thing the day offered to me.
Writing with this positive attitude helped me to have a good mindset.
7. Share Your Money
Everything needs movement. Movement is the process of growth and your money should also move.
To move your money, share and give your money
If you give, you will receive. Share your money.
Be generous, be compassionate to help the needy. Whatever you earn has come from society so it must return to society.
You don’t have to give a lot, but just keep cultivating a habit of giving.
Give a certain percentage of your income for the benefit of mankind. Be the medium to help others in need.
Keep money flowing by receiving and giving at the same time.
When I was working in school despite my very low salary I always extended my help to the people who were in more need than me even a small amount.
And it is because I kept the money flowing and moving, money started coming from different channels.
There is numerous channel in this universe that will open for those who believe in the movement of money with a positive money mindset.
8. Clear Your Debt
This is for sure that if you live your life following any of the above ways you will notice that your life is changing and you will have no need to ask for loans and live with debt.
There is no harm in taking monetary help in a time of need, but the important thing is that you sincerely return it as soon as you have money.
Clear your debt first thing after receiving your salary.
I used to always be in need of money by the end of every month when my daughter was studying. I had to borrow money from my colleague almost every end of the month.
But I always return the money as soon as I received my salary. This made me comfortable asking her for help again.
This habit of returning on time also developed her faith in me and she always extended her help without hesitation. I am always grateful to her for the help she extended during my time of rough days.
Cut your extra expenses and try to avoid debt as much as you can. Spend your money wisely.
9. Stop Being Pity
Do not feel pity for not having enough money. Everything changes with time. There are so many other reasons to be happy. Find that happiness and live in an abundance of joy and laughter.
This will shift your mindset from scarcity to abundance. You are your creator create happiness, joy and positivity then every other abundance will follow you.
During my rough time, I never let anyone know that we were in scarcity, not even my family. Whenever I needed money I asked help to my best friend and solved my financial problem.
They always thought I had enough money from my salary and tuition fees. I am happy that I made them think that way unintentionally because of that I started living in abundance.
From this experience what I learned and would like to share is to make your family, friends, and neighbours start thinking that you are blessed with an abundance of wealth.
Together with your thoughts universe will start blessing you faster.
Change your mindset from self-pity to self-development.
10. Offer Gratitude
Last but not least, offer gratitude.
Offer gratitude and there will be more opportunities to be grateful.
How do I offer my Gratitude?
When I wake up the first thing I offer is gratitude for being alive. Then, with every movement from my bed, whatever activity I do I offer my gratitude. While opening the window I am grateful for the sun, the plants, air.
While walking I offer my gratitude to my legs. I offer my gratitude while drinking my first tea of the day to all those who helped me drink the tea.
I write in my journal in the morning so I jot down thankfulness for the things that happened the previous day.
I opened my morning read, and currently, I am reading Living Buddha, Living Christ by Thich Nath Hahn. I offer him gratitude for the book which is helping me to lead a good life.
Now and then, I offer my gratitude throughout the day.
Before going to bed, I offer my gratitude for the day and all the good things that happened by holding a small stone, which I learned from the book The Magic by Rhonda Byrne.
I am continuing this magic task even after finishing the book.
Offering gratitude will shift your energy from lack to abundance. This is a must-have habit to follow while working on your change of money mindset.
So this was what I had to say about how to develop a positive money mindset.
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I hope you experience all the abundance in life and work on developing a positive money mindset. I can say that it’s so worth it.
